Senior Health Insurance

Being a senior citizen in Canada has its advantages and disadvantages. Yes, you receive senior discounts on many services and there are many provided in Canada through the government’s federal and provincial programs but, unfortunately, the plans don’t provide coverage for every health condition or situation.

Seniors need to be proactive in their health care. They need to be well-informed on what the government health plan covers and does not cover.  They also need to know that they can invest in a supplemental health insurance plan that is designed specifically with seniors in mind.

When mulling over the possibility of having to spend time in a hospital, ask yourself whether it would be important for you to have a private room, or for you to get private nursing care at a certain point in time.

Senior residents of Ontario:

Seniors have access to the Ontario Drug Benefit Program (ODB), which grants benefits to those eligible for assistance with the cost of prescription drugs.

Community Care Access Centres  assist seniors, as well as those with disabilities, to live an independent life in the comfort of their own home for as long as they are able to do so.

These are just a few examples of the types of services available to seniors in Ontario.
It is a good idea to have supplemental health insurance to fill in the gaps where the government health system falls short. Go to CAA Health & Dental and go over the various senior plans; you’ll be in a better position to decide if one is a good fit for you.