Tuesday 25 August 2015

Health Insurance for Newcomers to Canada



If you have recently arrived in Canada, are a permanent resident and have applied with the Ministry of Health for public health insurance coverage you should be advised that it normally takes about 3 months to process the application.

For the first 3 months that you are not covered by public health insurance it is a good idea to purchase private health insurance. You will first need to know if the insurance company you are interested in using offers coverage for those not part of the public health plan. Next make sure the plan you choose suits your needs keeping in mind that private health insurance doesn’t provide coverage for every health issue. There are exceptions made for example a baby born in Canada is automatically a Canadian Citizen which qualifies him/her for provincial/territorial health coverage.

Refugees may qualify for coverage under the Interim Federal Health Program. Coverage varies depending on status. 

CAA Health & Dental (http://www.caahealth.ca) is a private health insurance company in Canada that offers customizable plans fit for your needs.

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