What Does Health Insurance Cover?

Not every health insurance plan covers every type of disease; therefore it’s important that you read into the exclusions and limitations of a policy before signing on the dotted line, so to speak. Be prepared and do a family history health check; find out what diseases or health complications run in your family. For example, diabetes, kidney stones, and heart disease are a few of the illnesses that can be hereditary.

• Make sure your health insurance company is aware of any pre-existing condition you may have. Concealing such information can lead to a rejected claim.
• When buying health insurance, inform yourself as to the date that coverage begins, after your first payment.

      If you are a prudent and practical person, you’re likely to agree that having health insurance is better than crossing our fingers and hoping that you’ll never get sick or injured.